Do you have a good financial education?
If what you know about finance comes from your what you were taught in school, or what you have learned as an employee, then probably not!
Rich Dad author, Robert Kiyosaki, believes in Financial Intelligence. He teaches that it is possible to increase your financial IQ. That is what I have been working on over the last year, and my mentality has been changing.
Reading through the posts & archives on this site will give you some idea of how I have been beginning to change my attitude and practices.
Of course you can also increase your financial IQ by reading some of the free book content available on the site. I highly recommend Think & Grow Rich as a good starting point.